One of the biggest barriers to me being mortgage free in 5 years is a bad habit I don’t tend to talk about too often: I’m a comfort spender. If I’m stressed, I spend money on anything and everything. The ironic thing about this unnecessary splurging is that it ultimately leads to me adding to… read full entry »

Tomorrow marks a month since I secured a new mortgage on my home, giving me the funds I needed to complete “project £20k” thus buying Karl out and transferring the deeds to solely my name. In total: £97,617.23 — £77,617.23 to pay off the old mortgage and £20,000 for Karl. This week the first mortgage… read full entry »

I officially released the premium version of my PHP mail form last night. Partly because it’s been on the cards for a while, and partly because I wanted to get started on my plan to be mortgage free in five years. I can’t hang about if I need to be paying in £1,633.09 per month…. read full entry »

Despite my best intentions, it was inevitable that raising £20,000 to buy my ex out of our joint mortgage was an optimistic endeavour at best. Right from the beginning I had to factor in a more realistic plan: remortgaging the house for the value of the outstanding mortgage with our joint provider plus the £20k… read full entry »

I was going to write a long boring post today about all the shit that I’ve gone through this year. It’s a lot of shit. In the past few weeks alone I’ve felt the sting of death, twice, and helplessly watched my son crying out in fear and pain as a doctor manipulates his pudgy… read full entry »

Dry for July ends in a few days and I CAN’T WAIT. I’m still “dry” / sober, but looking forward to having a drink with friends on Friday. I’ve made a few quid since embracing hypocrisy and appreciate those of you who sent support my way — thanks. My recently re-added geek t-shirts page has… read full entry »

Despite having moaned at length over the past 10 years about advertising on personal blogs, the rise (and fall) of “Pay Per Post” and networks of that ilk, I took the decision this morning to drop an adsense advert on my blog sidebar. I am aware that this makes me a giant hypocrite, that some… read full entry »

I recently mentioned on twitter that I had successfully secured my domain with a .uk TLD, taking my total up to some 43 domains. Domains are cheap — little more than a bottle of wine — why worry about owning a healthy collection, right? Except that therein lies a problem that I’ve clearly been ignoring… read full entry »

After having a good moan about my financial / housing situation post-split from Karl, which ended on a jokey note about a project £15k, I thought well… actually, why don’t I start a new project? And why aim for £15,000 — that would mean I’d still need £5k from the bank — why not aim… read full entry »

My housing status is basically an unstable mess. I have no idea where I will be living in 6 months time, and part of that is because Karl and I own an equal share of this house and one of us will have to buy the other out at some point (or sell up and… read full entry »