Stupid Goals: Project Recurring Income

In Work

I’ve been stressed again lately. The ups and downs of hormones, the DOOM of summer holidays, the move, the kids, the usual shit. When I get stressed I start to ponder what I’m doing with my life and whether I should get a proper job.… read full entry →

Moving Tales: Part 2

In Home & Garden, WTF

In my last post about our recent house move I expressed frustration about a series of relatively minor but annoying problems that we’d had so far. The two main issues were the lack of hot water, and a mystery leak. Shortly after posting I started… read full entry →

Budgeting: The Great Big Tax Bill and Recurring Payment Hell

In Budgeting

After the touch of reality reflected in the last post — how my over-spending and wastefulness was contributing to an unsteady financial future w/r/t buying a new house — I was already feeling a touch the poorer. So as you can imagine, when my accountant… read full entry →

Back to Budgeting Basics

In Budgeting

Feels like ages since I’ve talked about budgeting, and for a reason… with excess spend on frivolities, a loan to pay off two credit cards one of which I didn’t close and am steadily filling back up, an expensive honeymoon (which I barely contributed towards)… read full entry →

Depressing money crap

In Budgeting, Home & Garden

I’ve just come off the phone to my current mortgage provider. I rang up to see how much I’d likely be able to borrow if I wanted to purchase a larger house using equity in this house as a deposit. I was hoping that because… read full entry →

Mortgage Free in 5 years: half of every invoice goal

In Budgeting

Having announced my intention to return to 100% freelance from October, it might therefore be surprising to hear that I’m also going to be attempting a pretty radical goal to try and drastically increase the amount saved to use against my mortgage balance: I am… read full entry →

Earning ‘passive’ income

In Budgeting, Interwebs

I talk about passive income every now and again on my blog, so I thought I’d talk about what it means to me. What is passive income? Passive income is money I ‘earn’ without the need to specifically do anything to get it. That is,… read full entry →

If I inherited a million pounds

In Lifestyle, Personal

I don’t play the lottery (aka “tax on the poor”), scratchcards, or indeed gamble at all. It’s not that I have any ethical/moral concerns about gambling but rather I just seem to have awful luck. I’ve never won anything in my life, and regularly bemoan… read full entry →

My Ideal Home

In Home & Garden, Lifestyle

With at least two of my friends in the process of buying a house at the minute, and my place full to bursting with accumulated STUFF since Gaz moved in, I’ve been spending a lot of time thinking lately about what I’d like out of… read full entry →

Hoard Mode

In Budgeting

As I woke up to another sale on my premium mail form yesterday, I felt like I’d received a fresh kick up the bum to start actively working towards my mortgage free in five years goal again. It’s not that I’ve not been working at… read full entry →

Mortgage Free: Bumps in the Road

In Budgeting, Personal

One of the biggest barriers to me being mortgage free in 5 years is a bad habit I don’t tend to talk about too often: I’m a comfort spender. If I’m stressed, I spend money on anything and everything. The ironic thing about this unnecessary… read full entry →

To be mortgage free: overpayments and stuff

In Budgeting

Tomorrow marks a month since I secured a new mortgage on my home, giving me the funds I needed to complete “project £20k” thus buying Karl out and transferring the deeds to solely my name. In total: £97,617.23 — £77,617.23 to pay off the old… read full entry →