BLOGS ALL THE THINGS
I’ve been stressed again lately. The ups and downs of hormones, the DOOM of summer holidays, the move, the kids, the usual shit. When I get stressed I start to ponder what I’m doing with my life and whether I should get a proper job. Unfortunately, I’m basically unemployable; there’s no way I could go […]
In my last post about our recent house move I expressed frustration about a series of relatively minor but annoying problems that we’d had so far. The two main issues were the lack of hot water, and a mystery leak. Shortly after posting I started pulling out wood cladding in the downstairs bathroom (part of […]
After the touch of reality reflected in the last post — how my over-spending and wastefulness was contributing to an unsteady financial future w/r/t buying a new house — I was already feeling a touch the poorer. So as you can imagine, when my accountant (well worth the spend) did my tax return for the […]
Feels like ages since I’ve talked about budgeting, and for a reason… with excess spend on frivolities, a loan to pay off two credit cards one of which I didn’t close and am steadily filling back up, an expensive honeymoon (which I barely contributed towards) back in October 2016 and the increased cost of US-based […]
I’ve just come off the phone to my current mortgage provider. I rang up to see how much I’d likely be able to borrow if I wanted to purchase a larger house using equity in this house as a deposit. I was hoping that because of my regular overpayments to my mortgage as part of […]
Having announced my intention to return to 100% freelance from October, it might therefore be surprising to hear that I’m also going to be attempting a pretty radical goal to try and drastically increase the amount saved to use against my mortgage balance: I am going to try and put away half of every paid […]
I talk about passive income every now and again on my blog, so I thought I’d talk about what it means to me. What is passive income? Passive income is money I ‘earn’ without the need to specifically do anything to get it. That is, income that just drops straight into my bank or PayPal […]
I don’t play the lottery (aka “tax on the poor”), scratchcards, or indeed gamble at all. It’s not that I have any ethical/moral concerns about gambling but rather I just seem to have awful luck. I’ve never won anything in my life, and regularly bemoan the frequent catastrophes that I seem to have to put […]
With at least two of my friends in the process of buying a house at the minute, and my place full to bursting with accumulated STUFF since Gaz moved in, I’ve been spending a lot of time thinking lately about what I’d like out of a home. Don’t get me wrong, I’m not moving any […]
As I woke up to another sale on my premium mail form yesterday, I felt like I’d received a fresh kick up the bum to start actively working towards my mortgage free in five years goal again. It’s not that I’ve not been working at it — all sales of the form (minus PayPal’s extortionate […]