Budgeting archive

In May 2012 I had my baby son and started maternity leave for the second time, knocking my family income down by over £800 per month. Surviving on Statutory Maternity Pay taught me to budget, and how to feed a family of four on only £20 a week. Nowadays I'm back to working, but still juggling the demands of two school-aged children against the reality of self-employed income.

The costs of budgeting

In Budgeting, Parenting, Personal

In my moan about selling on eBay I touched upon something important I’ve discovered about budgeting: the time spent planning and plotting a budget is not always outweighed by money saved. Things have been pretty hectic here lately. You know, the usual stuff: a 1… read full entry →

Selling on eBay: worth it? (No.)

In Budgeting

One of the ways I was hoping that we would pay off our mortgage (let’s pretend I’ve updated that page recently) was to sell the mounds of crap I have sitting around the house on ebay. Of course by crap I mean treasure … kids… read full entry →

Meal Plan 30th April – 6th May

In Budgeting

There’s been a big gap between meal plan posts because discovering Oliver has issues with dairy left me feeling a bit lost and “what do I cook now?!”. I don’t know why, most of the foods I cook are either dairy-free or have ingredients that… read full entry →

50 ways we save money

In Budgeting

I was thinking the other morning (in the shower, again) about how we save money in so many ways every day… stuff that Karl & I have been doing for that long that we don’t think about it; thus it never makes a budgeting blog… read full entry →

Financial review: February

In Budgeting

Before I even look at the figures, I’m feeling a little more confident about this month. There were a few ‘cheats’ but I’ve mostly stuck to a £100 cash budget for everything. Let’s see what that tallies up to… Joint account expenditure Non-negotiable outgoings Mortgage:… read full entry →

Meal Plans Feb 23rd-28th

In Budgeting

Apologies for another boring meal plan entry. Drowning in work and house chores and kids and general ARGH at the moment. As expected, I’m finding that breaking my meal plans down in to stages and basing what I serve off the veg box instead of… read full entry →

DIY & meal plans 15th-22nd

In Budgeting, Home & Garden

We had some sunshine here in jemjabella-land today, so despite the chill in the air, everyone was wrapped up warm and shoved into the garden (and as such both kids were asleep for 6:30pm despite Oliver having late nap!) I’ve re-potted my strawberry babies from… read full entry →

Financial review: January

In Budgeting

I figured that if we’re going to be serious about this mortgage free in 5 years thing, I should be looking at where our money is going before we look at how much we can start moving over in overpayments. This is made slightly more… read full entry →

February meal plans (1st-14th)

In Budgeting

Sorry about the cheaty back-dating of this one ;) I’ve got several posts in the works re: my new goal to pay off the mortgage etc but am poorly so not getting time / energy to finish them :( 01st: (Homemade) Pizza night 02nd: Frugal… read full entry →

False Economies

In Budgeting

One of the things I see other people fall into the trap of too often with this budgeting lark (no, not me, far too smart.. cough cough) is buying into false economies. In other words, investing in something that appears to be a bargain but… read full entry →

January Meal Plan 27th-31st

In Budgeting

Last meal plan post of January, huzzah (and only slightly late). Not as tight on the veg this week because I wanted to use up leftovers and bought a cheap chicken to get February meals in for as little as possible (more on that at… read full entry →

Mortgage Free in 5 Years?

In Budgeting

This week I was reading through Jax’s post on her new blog – The challenge – and my mortgage statement which, quite by coincidence arrived on the same day. Through Jax I also found Mortgage Free in Three. To say I was inspired is an… read full entry →