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Budgeting archive

In May 2012 I had my baby son and started maternity leave for the second time, knocking my family income down by over £800 per month. Surviving on Statutory Maternity Pay taught me to budget, and how to feed a family of four on only £20 a week. Nowadays I'm back to working, but still juggling the demands of two school-aged children against the reality of self-employed income.

 |  Budgeting

Kick up the arse: update #1

As promised, I’m documenting my progress following my big kick up the arse… This week I: Unlocked my online banking account Entered nearly 4 months worth of transaction data into YNAB Paid in both a cheque (which I’m notoriously lazy about) and some cash (which…

 |  Budgeting

Kick up the arse

I spent nearly an hour on the phone on Tuesday night with a friend of mine who’s asked to remain nameless (I don’t know why, maybe he thinks you’ll all call him up asking for financial advice too?) Following my comfort spending confession he’s given…

 |  Budgeting

Oh Bugger (Budgeting Fail)

I made a terrible, terrible mistake in June. I ignored my budget, forgot to check my online banking statements regularly, and made a big ‘luxury’ purchase (last minute half week “glamping” break) in the same month as a big necessary purchase (car tax). What with…

 |  Budgeting, WTF

Project £20k: Holy F***!

I recently mentioned on twitter that I had successfully secured my domain with a .uk TLD, taking my total up to some 43 domains. Domains are cheap — little more than a bottle of wine — why worry about owning a healthy collection, right? Except…

 |  Budgeting

Starting Project £20k

After having a good moan about my financial / housing situation post-split from Karl, which ended on a jokey note about a project £15k, I thought well… actually, why don’t I start a new project? And why aim for £15,000 — that would mean I’d…

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