Oh Bugger (Budgeting Fail)

I made a terrible, terrible mistake in June. I ignored my budget, forgot to check my online banking statements regularly, and made a big ‘luxury’ purchase (last minute half week “glamping” break) in the same month as a big necessary purchase (car tax). What with that, bills, childcare, mortgage, new shoes for Isabel etc my… read more →

Starting Project £20k

After having a good moan about my financial / housing situation post-split from Karl, which ended on a jokey note about a project £15k, I thought well… actually, why don’t I start a new project? And why aim for £15,000 — that would mean I’d still need £5k from the bank — why not aim… read more →

50 ways we save money

I was thinking the other morning (in the shower, again) about how we save money in so many ways every day… stuff that Karl & I have been doing for that long that we don’t think about it; thus it never makes a budgeting blog entry. So, I’m challenging myself to put together a list… read more →

False Economies

One of the things I see other people fall into the trap of too often with this budgeting lark (no, not me, far too smart.. cough cough) is buying into false economies. In other words, investing in something that appears to be a bargain but doesn’t really benefit or save money in the long run.… read more →

January Meal Plan 27th-31st

Last meal plan post of January, huzzah (and only slightly late). Not as tight on the veg this week because I wanted to use up leftovers and bought a cheap chicken to get February meals in for as little as possible (more on that at a later date). 27th: Chilli & rice 28th: Wraps with… read more →

Mortgage Free in 5 Years?

This week I was reading through Jax’s post on her new blog – The challenge – and my mortgage statement which, quite by coincidence arrived on the same day. Through Jax I also found Mortgage Free in Three. To say I was inspired is an understatement. I’ve decided that we should be aiming to pay… read more →

3 ways I’ve saved money in September

Part of my ongoing mission to save money this year, these things have saved me money this month (unfortunately I could only come up with 3 things) 1. Moved hosting I moved away from Site5 in 2009 after they botched a routine server upgrade. Clook, my host of choice have been fantastic since then but… read more →

5 ways I’ve saved money in August

Part of my ongoing mission to save money this year, these things have saved me money this month… 1. Bought tinned beans Like most parents of small children, we buy baked beans. They’re good for emergency meals when Isabel is so wiped out from nursery or is feeling under the weather and we need to… read more →

5 ways I’ve saved money in July

Part of my ongoing mission to save money this year, these things have saved me money this month… 1. Cancelled our lovefilm membership I’ve fallen in and out of love with lovefilm over the years because of billing issues, scratched DVDs etc but having been fine with them for a while it’s come to the… read more →