I’ve just been moaning on twitter about hitting a bit of a ‘blogging wall’ after 3 weeks of doing pretty well on my Septemblog challenge. In doing so, it occurred to me how lucky I am that — minor ‘every day’ life niggles aside — the only thing I can think of to moan about… read full entry »

I talk about passive income every now and again on my blog, so I thought I’d talk about what it means to me. What is passive income? Passive income is money I ‘earn’ without the need to specifically do anything to get it. That is, income that just drops straight into my bank or PayPal… read full entry »

With at least two of my friends in the process of buying a house at the minute, and my place full to bursting with accumulated STUFF since Gaz moved in, I’ve been spending a lot of time thinking lately about what I’d like out of a home. Don’t get me wrong, I’m not moving any… read full entry »

As I woke up to another sale on my premium mail form yesterday, I felt like I’d received a fresh kick up the bum to start actively working towards my mortgage free in five years goal again. It’s not that I’ve not been working at it — all sales of the form (minus PayPal’s extortionate… read full entry »

I spent nearly an hour on the phone on Tuesday night with a friend of mine who’s asked to remain nameless (I don’t know why, maybe he thinks you’ll all call him up asking for financial advice too?) Following my comfort spending confession he’s given me a bit of a virtual kick up the arse… read full entry »

One of the biggest barriers to me being mortgage free in 5 years is a bad habit I don’t tend to talk about too often: I’m a comfort spender. If I’m stressed, I spend money on anything and everything. The ironic thing about this unnecessary splurging is that it ultimately leads to me adding to… read full entry »

Tomorrow marks a month since I secured a new mortgage on my home, giving me the funds I needed to complete “project £20k” thus buying Karl out and transferring the deeds to solely my name. In total: £97,617.23 — £77,617.23 to pay off the old mortgage and £20,000 for Karl. This week the first mortgage… read full entry »

Despite my best intentions, it was inevitable that raising £20,000 to buy my ex out of our joint mortgage was an optimistic endeavour at best. Right from the beginning I had to factor in a more realistic plan: remortgaging the house for the value of the outstanding mortgage with our joint provider plus the £20k… read full entry »

I was going to write a long boring post today about all the shit that I’ve gone through this year. It’s a lot of shit. In the past few weeks alone I’ve felt the sting of death, twice, and helplessly watched my son crying out in fear and pain as a doctor manipulates his pudgy… read full entry »

Dry for July ends in a few days and I CAN’T WAIT. I’m still “dry” / sober, but looking forward to having a drink with friends on Friday. I’ve made a few quid since embracing hypocrisy and appreciate those of you who sent support my way — thanks. My recently re-added geek t-shirts page has… read full entry »