One of the ways I was hoping that we would pay off our mortgage (let’s pretend I’ve updated that page recently) was to sell the mounds of crap I have sitting around the house on ebay. Of course by crap I mean treasure … kids clothes, old PC parts, DVDs, books, that sort of thing. Things that people will pay for because they’re useful or interesting (not actual crap, which we do get through a lot of too [insert poo joke here])
I had it in my mind that I could quickly list a bunch of stuff on ebay, make a few quid per item, stick it in the post box and be on my merry way with some extra cash towards the mortgage (or the laptop I recently invested in, whatever). Except it’s not that simple AT ALL.
For starters, it took me at least 2-3 hours to list 15 lots on ebay, and that was using the handy dandy ebay phone app which meant I didn’t have to go through the pain in the arse process of taking pictures and loading them up on my laptop / editing them / etc. Anyway, 10 of these lots sold, 5 didn’t.
I ‘made’ a total of £31.86 including postage. It cost me £26 exactly to post all of the items (to which my response was nearly “holy shit what the fuck planet are you on woman I’m sending baby clothes?!!” but fortunately I was raised better than that) leaving with me £5.86
Except eBay then took off £3.24 sellers fees so really I only made £2.62.
Oh, and then one of my buyers complained that an item listed as new was stained and so I had to offer her a partial refund to keep her sweet (because while I know she was lying out of her arse, I just can’t be bothered to get involved in a payment dispute or risk my ebay rating) so that took off another 50 pence. Subtotal now £2.12. TWO POUNDS AND TWELVE PENCE.
Nearly forgot! I also spent £6 on packaging because I’d run out of old envelopes and brown paper.
So, people of the interwebs, I actually made, all in, minus £3.88 (and that’s before we count the money I didn’t make while I wasn’t working during the 3 hours it took to list these items and the 2 hours it took to pack and post them which actually puts me at approximately minus two hundred quid. Arse.)
Am I going to pay off my mortgage selling on ebay? Only if I somehow manage to score lucky on a gullible buyer who wants to give me a few thousand for a sick stained sleepsuit. Unlikely, somehow.
There’s been a big gap between meal plan posts because discovering Oliver has issues with dairy left me feeling a bit lost and “what do I cook now?!”. I don’t know why, most of the foods I cook are either dairy-free or have ingredients that can be substituted with ‘fake’ milks like oat or almond…. read full entry »
I was thinking the other morning (in the shower, again) about how we save money in so many ways every day… stuff that Karl & I have been doing for that long that we don’t think about it; thus it never makes a budgeting blog entry. So, I’m challenging myself to put together a list… read full entry »
Before I even look at the figures, I’m feeling a little more confident about this month. There were a few ‘cheats’ but I’ve mostly stuck to a £100 cash budget for everything. Let’s see what that tallies up to… Joint account expenditure Non-negotiable outgoings Mortgage: £412.97 Childcare: £222.00 Energy: £99.00 Internet: £11.49 Phone: £60.61
Apologies for another boring meal plan entry. Drowning in work and house chores and kids and general ARGH at the moment. As expected, I’m finding that breaking my meal plans down in to stages and basing what I serve off the veg box instead of the other way around is not only helping me stick… read full entry »
We had some sunshine here in jemjabella-land today, so despite the chill in the air, everyone was wrapped up warm and shoved into the garden (and as such both kids were asleep for 6:30pm despite Oliver having late nap!) I’ve re-potted my strawberry babies from the runners last year into their allotted tyre and did… read full entry »
I figured that if we’re going to be serious about this mortgage free in 5 years thing, I should be looking at where our money is going before we look at how much we can start moving over in overpayments. This is made slightly more time-consuming by the fact I have the joint account AND… read full entry »
Sorry about the cheaty back-dating of this one ;) I’ve got several posts in the works re: my new goal to pay off the mortgage etc but am poorly so not getting time / energy to finish them :( 01st: (Homemade) Pizza night 02nd: Frugal cake-fest 2013 03rd: Bangers & mash 04th: Poached pollock &… read full entry »
One of the things I see other people fall into the trap of too often with this budgeting lark (no, not me, far too smart.. cough cough) is buying into false economies. In other words, investing in something that appears to be a bargain but doesn’t really benefit or save money in the long run…. read full entry »
Last meal plan post of January, huzzah (and only slightly late). Not as tight on the veg this week because I wanted to use up leftovers and bought a cheap chicken to get February meals in for as little as possible (more on that at a later date). 27th: Chilli & rice 28th: Wraps with… read full entry »
This week I was reading through Jax’s post on her new blog – The challenge – and my mortgage statement which, quite by coincidence arrived on the same day. Through Jax I also found Mortgage Free in Three. To say I was inspired is an understatement. I’ve decided that we should be aiming to pay… read full entry »
See other January meal plan post for reasons for splitting this months/why it’s mostly veggie… This week & a bit actually sees me making use of two of my cookbooks for once! 19th: Vegetable pie w/pastry top (had chicken dippers last night so swapped over) 20th: Turkey meatloaf 21st: French onion & sage soup (Isabel… read full entry »