Tales from Limbo: Part 4

It doesn’t feel right to title the next post in this ‘series’ as Tales from Lockdown, but it doesn’t exactly feel like normality is restored, so Tales from Limbo it is. In the last post from waaaay back in May (er, how did we get to October?) I was a little bit worried that more… read more →

guy explaining something in front of laptop screen

2019: A Year of Grown Up Business Decisions

Each year I try to make small improvements to my life, my work, my fitness, my well-being etc. Small incremental improvements are much easier to maintain in the long term than large overhauls (although I’m no stranger to those either!) 2019 has been mostly about making grown up decisions to improve my financial standing &… read more →

| Work

2018: The Year It All Clicked

I don’t think it’s possible to have a perfect year. 12 months / 52 weeks / 365 days: all too big a time-span to guarantee 100% wellness and positivity every hour of every day. Nonetheless? 2018 has been “my” year. I’ve not avoided conflict and drama. People close to me have still suffered pain, been… read more →

Self employment and mental health

Self employment / freelancing and mental health issues seem to go hand in hand. The stress of finding work, maintaining momentum, dealing with all the admin etc, not to mention restricted access to Actual Humans (besides the postman) and the feelings of isolation this can bring, lack of holiday and sick pay causing freelancers to… read more →

I do freelancing wrong (and I’m still successful)

Search for how to be a successful freelancer in your favourite search engine, and there’s no end to the list of tips and tricks people have. Some of them are useful and actionable, but most are generic; regurgitated from someone else’s “how to be a great freelancer” list. Always willing to buck the trend, I… read more →

Budgeting: The Great Big Tax Bill and Recurring Payment Hell

After the touch of reality reflected in the last post — how my over-spending and wastefulness was contributing to an unsteady financial future w/r/t buying a new house — I was already feeling a touch the poorer. So as you can imagine, when my accountant (well worth the spend) did my tax return for the… read more →

Back to Budgeting Basics

Feels like ages since I’ve talked about budgeting, and for a reason… with excess spend on frivolities, a loan to pay off two credit cards one of which I didn’t close and am steadily filling back up, an expensive honeymoon (which I barely contributed towards) back in October 2016 and the increased cost of US-based… read more →

Working in my pants and other tales from self employment

I’ve been working for myself (either fully, or alongside employment) for over four years now. I like to think that I’ve got to grips with what it entails to work for yourself, be your own boss, rock the entrepeneur lifestyle etc etc. Of course, I’m talking out of my bum. It’s not all ‘pant suits… read more →

Depressing money crap

I’ve just come off the phone to my current mortgage provider. I rang up to see how much I’d likely be able to borrow if I wanted to purchase a larger house using equity in this house as a deposit. I was hoping that because of my regular overpayments to my mortgage as part of… read more →