Each year I try to make small improvements to my life, my work, my fitness, my well-being etc. Small incremental improvements are much easier to maintain in the long term than large overhauls (although I’m no stranger to those either!) 2019 has been mostly about…

I don’t think it’s possible to have a perfect year. 12 months / 52 weeks / 365 days: all too big a time-span to guarantee 100% wellness and positivity every hour of every day. Nonetheless? 2018 has been “my” year. I’ve not avoided conflict and…

Self employment / freelancing and mental health issues seem to go hand in hand. The stress of finding work, maintaining momentum, dealing with all the admin etc, not to mention restricted access to Actual Humans (besides the postman) and the feelings of isolation this can…

Search for how to be a successful freelancer in your favourite search engine, and there’s no end to the list of tips and tricks people have. Some of them are useful and actionable, but most are generic; regurgitated from someone else’s “how to be a…

After the touch of reality reflected in the last post — how my over-spending and wastefulness was contributing to an unsteady financial future w/r/t buying a new house — I was already feeling a touch the poorer. So as you can imagine, when my accountant…

Feels like ages since I’ve talked about budgeting, and for a reason… with excess spend on frivolities, a loan to pay off two credit cards one of which I didn’t close and am steadily filling back up, an expensive honeymoon (which I barely contributed towards)…

I’ve been working for myself (either fully, or alongside employment) for over four years now. I like to think that I’ve got to grips with what it entails to work for yourself, be your own boss, rock the entrepeneur lifestyle etc etc. Of course, I’m…

I’ve just come off the phone to my current mortgage provider. I rang up to see how much I’d likely be able to borrow if I wanted to purchase a larger house using equity in this house as a deposit. I was hoping that because…

I’ve mentioned a couple of times this month that I’ve been working with a client for a dedicated 8 hours a week to give me a little bit of fixed income and gets me out of the house twice a week. Despite needing to get…