In May 2012 I had my baby son and started maternity leave for the second time, knocking my family income down by over £800 per month. Surviving on Statutory Maternity Pay taught me to budget, and how to feed a family of four on only £20 a week. Nowadays I'm back to working, but still juggling the demands of two school-aged children against the reality of self-employed income.
I’m on a mission to reduce our outgoings over the next 12 months. We’re not massive consumers anyway, which I think makes it harder to make significant cuts. Nonetheless, these are things I’ve done this month which I know has saved us money. 1. Cooking…
Now that I’m on maternity leave for the next 12 months, my monthly income has more than halved. At the end of my leave (last 3 months) I’ll be earning zilch. Nada. Nothing. With a mortgage, childcare costs, usual household bills etc I need to…
