I’m on a mission to reduce our outgoings over the next 12 months. We’re not massive consumers anyway, which I think makes it harder to make significant cuts. Nonetheless, these are things I’ve done this month which I know has saved us money. 1. Cooking thrifty eats I don’t recall who shared the link to… read more →
In May 2012 I had my baby son and started maternity leave for the second time, knocking my family income down by over £800 per month. Surviving on Statutory Maternity Pay taught me to budget, and how to feed a family of four on only £20 a week. Nowadays I'm back to working, but still juggling the demands of two school-aged children against the reality of self-employed income.
Now that I’m on maternity leave for the next 12 months, my monthly income has more than halved. At the end of my leave (last 3 months) I’ll be earning zilch. Nada. Nothing. With a mortgage, childcare costs, usual household bills etc I need to find ways to make all that fit. We have savings,… read more →