50 ways we save money

I was thinking the other morning (in the shower, again) about how we save money in so many ways every day… stuff that Karl & I have been doing for that long that we don’t think about it; thus it never makes a budgeting blog entry. So, I’m challenging myself to put together a list of 50 ways we save money in and around the house. Here goes!

  1. We fitted groovy people-sensors in the bathroom and kitchen so that the lights only come on when there’s someone in there
  2. We turn sockets off overnight or when they’re not in use
  3. Vegetable offcuts are used as the bulk part of our rabbit/guinea pig’s diet
  4. Any veg that the animals can’t eat is added, with animal bedding etc, to our compost heap – no money spent on improving soil
  5. We grow our own veg (see above!) which means we have virtually no veg cost in the summer
  6. We seed-save so that we can grow next year’s veg at no further cost
  7. We have a water butt and various containers to save rain water for the garden
  8. When our kettle died, we replaced it with a fast boil ‘energy efficient’ kettle (Philips HD4671/20)
  9. We only ever boil the amount that we need
  10. We boil water in the kettle before add it to potatoes/pasta etc because it uses less energy than the cooker top
  11. We (and by which I mean I!) steam veg where possible over an existing pot being used to cook e.g. potatoes
  12. We descale the kettle weekly to keep it fast boiling and efficient (damn hard water area)
  13. We use white vinegar instead of commercial descaler which, bought in bulk, is cheaper AND more eco-friendly
  14. We also bulk buy bicarb of soda, it makes a great cooker cleaner (amongst other things) – see Summer Naturals for more info
  15. We use cloth nappies for the kids, most of which are on child 2, 3 or even 4
  16. And cloth wipes/flannels too; from faces to bums and everything in between
  17. I exclusively breastfeed my babies. Saves me upwards of £600 per year
  18. We wean on to family food straight from my plate – no expensive jars of mush here
  19. In fact, we avoid most of the baby industry altogether by co-sleeping, using a wrap sling instead of a pushchair and avoiding expensive classes and activities
  20. I don’t use any cosmetics or special shampoos on my kids. Water is an excellent cleaner.
  21. I don’t use any make-up, creams or special beauty products on myself either. Deodorant is my main extravagance ;)
  22. I cook extra at most meals so that I have some for the freezer or lunch the next day – ready meal without the horse junk
  23. I bulk out meals like spaghetti bolognese with a cup of lentils – adds an extra 2-3+ portions for just a few pence
  24. Instead of buying expensive chicken breasts, I buy a whole chicken and get 4-5 meals out of it AND stock from the carcass
  25. I make milk last longer by adding a cup full of cooled boiled water when the carton gets to half-empty
  26. I make the milk last even longer still by not buying into the idea that kids need half a pint of milk a day; it doesn’t make evolutionary sense that we need the milk of another species to meet our nutritional needs. Instead I breastfeed through the 2nd year and give a varied diet high in calcium-rich veg etc
  27. I freeze milk we’re not going to use straight away so that it doesn’t go bad before we can use it
  28. I’ve started using dried milk for sauces etc where the taste is less important
  29. I also water down my shampoo and shower gels (and I’m thinking about making my own)
  30. I time my showers, aiming to keep them under 3 minutes.
  31. I bathe the kids together
  32. I dry laundry over airers and on the bathroom towel rail to avoid using the (expensive to run) tumble drier. Even running a dehumidifier to stop the house getting damp is much cheaper than the drier
  33. I dry laundry outside in the summer, and use oval sock peg thingies to maximise drying space
  34. Most of the children’s clothes have been bought second hand or used more than once (Oliver looks fab in a pink babygro)
  35. I only generally buy myself new clothes when the old ones fall off
  36. We got rid of our TV license and stopped watching TV
  37. We ‘upgraded’ our broadband to get a lower price – regularly check on the packages that your suppliers (and their competitors!) offer to make sure you’re getting the best deal
  38. We use comparison websites every year when renewing home and car insurances
  39. We use Top CashBack for any qualifying online purchases
  40. We try not to turn the heating thermostat above 19 degrees
  41. And we’ve turned the water thermostat down to 50 degrees – we don’t need to bath the kids in boiling water!*
  42. We open up the dishwasher to avoid the expensive drying cycle
  43. If we go to one of the bigger supermarkets, I raid the discount fridge for stuff I can freeze for later
  44. I buy mostly supermarket value range stuff, with only a couple of exceptions (mayonnaise and loo roll)
  45. I buy a veg box because it’s better quality and works out cheaper than foreign out of season supermarket veg
  46. I re-use the cardboard trays in my veg box as biodegradable planters
  47. I meal plan to make the most of my veg boxes too
  48. We open the curtains as soon as the sun comes up and close them before it sets to make the most of the daylight (benefit of a south-facing house)
  49. We have thick velvet curtains on external doors
  50. I buy the cat food in bulk boxes of 48 instead of those tiddly boxes of 12

* It’s really important that if you turn your water temp down, that every now and again you turn it back up and allow the water to heat through thoroughly for a day or two, to kill any lurking bugs. Karl will probably be able to give you exact temperatures…

Kudos if you got through all that! Virtual cookies if you can suggest even more?

Comfort Shopping

I realised yesterday that I’ve been comfort spending over the past few weeks.

It’s somewhat ironic that a shopping hater would reach out to shopping to fill a gap where my sanity once was, but I guess it’s easy to click your mouse button a few times when you compare it packing a toddler and baby into the car, driving to the shops, herding the toddler and baby into a shop, try and find what you want whilst preventing the toddler from getting sticky fingerprints on the shop goods, pick out the item and get it to the checkout to pay before the inevitable boredom tantrum sets in (toddler, not me ;D)

Except that it’s not all been online purchases anyway. Silly extra purchases at Tesco are adding up again; going in to buy a loaf of bread and spending just shy of £20, buying a box of chocolates “just because”, splurging on pizza because I can’t be bothered to cook. The budget is slipping.

I blame stress (saves me having to take responsibility, you see). Trying to juggle a little girl who’s suddenly realised that Oliver is here to stay and is regressing to babyhood: extra cuddles, wanting to sit in the highchair (we fished it out so that the novelty of it being there would wear off before it’s actually needed), wanting bottles and dummies despite never having had either (thanks, nursery); then there’s the increasing pressure to work & earn whilst juggling housework and a teething, grumpy baby; fast-approaching holiday requiring organisation and £££; lack of sleep… the list of excuses is endless.

I’ve mostly bought things that will actually be used, like more clothes for fat baby Oliver and a kettle that works and doesn’t take an hour or so to boil. But there’s also the extra nappies that weren’t really necessary, the ring sling that will get used but I could have lived without, the cute sleepsuits that were twice the price of a second hand bundle from ebay… you get the picture.

Still, Karl’s mum has paid for us all to go to Wales this weekend so it’ll be a good opportunity to have a break and get away from my screen. When I get back I need to sort through the various purchases and clutter, sell stuff off to get money coming back in, then it’s back to budgeting big time!

5 ways I’ve saved money in July

Part of my ongoing mission to save money this year, these things have saved me money this month…

1. Cancelled our lovefilm membership

I’ve fallen in and out of love with lovefilm over the years because of billing issues, scratched DVDs etc but having been fine with them for a while it’s come to the point where I’m just forgetting to send DVDs back so not getting replacements. This is a waste and has had to be cut (saving £4.07 a month)

2. Used shorter program on the dishwasher

I found a neat idea on another frugal blog about letting the dishwasher run until it’s finished the wash cycle then opening the doors and letting the dishes air dry to cut out the most expensive(?) part of the cycle (drying). Unfortunately I don’t have the patience to sit next to the dishwasher to wait for the wash part to finish so instead I’ve just dropped it down to a shorter, colder cycle. I’m not noticing a difference in dish cleanliness.

3. Changed my veg box

I love my veg boxes but at this time of year the potatoes are always new potatoes and I’m the only one of us that’ll eat them (Karl hates skin on his spuds, Izz pays too much attention to what her Dad eats). I refuse to stand and peel tons of tiny spuds to make mash etc so the potatoes have been going bad sat in the cupboard. Instead, I have swapped to a potato-free box and am buying bigger spuds at the supermarket. This may not seem like money saved, but it’s certainly less waste.

4. Watered down milk

Came across this tip accidentally via the Money Saving Expert forums. When my carton of milk gets down to about half-way, I add one cup of cooled boiled water (important to boil it first otherwise the bacteria decreases the life) to the milk. Little shake and voila. I’ve managed to drop down from 3 x 2ltr bottles to 2 by doing this (and being a tiny bit more stingy with milk on my cereal). As I buy organic milk, it’s a saving of around £7 a month.

5. Did my big shop ‘on offer’

I discovered a Sainsbury’s coupon — £15 off a £75 online grocery shop — for new customers (coupon code: 3646-KLQ7-VDK9) so did my regular big shop there. I saved the obvious £15, but have discovered some of the stuff I bought was cheaper than equivalents at Tesco so may have saved more than that overall.

Did you see the 5 ways I saved money in June?

5 ways I’ve saved money in June

I’m on a mission to reduce our outgoings over the next 12 months. We’re not massive consumers anyway, which I think makes it harder to make significant cuts. Nonetheless, these are things I’ve done this month which I know has saved us money.

1. Cooking thrifty eats

I don’t recall who shared the link to The Resourceful Cook, but using the Frugal Favourites and Super Cheap Eats I’ve been able to knock up batches of meals like the Chorizo, Sausage & Bean Stew which have lasted us several days. I’m going to use the site when I set out my meal plans for next month.

2. Air drying

Common sense one: we’ve had some dry days, so the clothes and nappies have been on the washing line.

nappies on washing line

Days like today when it’s peeing down with rain I’m using indoor airers propped over the bath.

3. Cloth wipes

It’s so easy to spend a fortune on baby wipes when you’ve got kids; wiping bums, faces, sticky hands… then of course you get into the trap of using them to wipe up spills and even for dusting and before you know it you need another packet.

I have enforced a no-baby-wipe zone and for the past few weeks we’ve relied on a stack of cheeky wipes bought when Izz was in nappies and cheap flannels. IKEA do a 4 pack of wash cloths for 79p.

4. Watering down my orange juice

I started doing this when I was pregnant because I missed the taste of OJ but couldn’t handle the acidity with my constant heartburn. Watering down a glass of juice — approx 2 thirds juice to 1 third water — saves me over 1 litre a week which can add up to ~£12 by the end of a month (I drink quite a bit of orange juice)

5. Bought through a cashback website

We had reason to buy a new TV this month (you may find this odd, given that we don’t watch TV in itself but I’ll explain some other time); after having searched high and low for something that met our needs Karl discovered a cheapy Technika on Tesco Direct. It was already on sale, down £20 to £80, but clearing cookies and navigating to Tesco via Top Cashback meant we got back £3.23 too. I’ve made over £200 using TCB:

How have you saved money this month? I’m going to need all the tips I can get if we’re to survive on one income for the next 12 months…

Ps. You can now follow my blog with Bloglovin’

Dear Skechers

Hello there, my name is Jem.

About 6 years ago I bought my first pair of Skechers. They were amazingly comfortable. I’d never before had a shoe (trainer/sneaker/whatever) which had been such a great fit straight from the box. This was the beginning of what I hoped to be a lasting, fulfilling relationship with your brand (you see, I hate shoe shopping, so if I have a go-to brand that makes my life easier).

Unfortunately those shoes wore out. Completely through. It took about 2 years, which is not bad going considering I was walking upwards of 6 miles a day, but nonetheless a little sad. I replaced them with another pair. Not quite as comfy out of the box but were spot on within a week or so of regular wear. They lasted a similar timespan until they too wore through. I don’t mind getting 2 years out of a pair of £40 shoes. I was a happy customer.

Long story short, I’m now on my 4th pair of Skechers (trainers) and also own a pair of your black shoes for more formal occasions. I’m obviously not making you rich beyond your wildest dreams, but I guess over a lifetime I could be spending a lot of money on Skechers.

Except, and here’s the problem… pair number 4, apparently called ‘Speedsters Nottingham’, were despatched to me on June 1st 2011, costing me £46. It is now October 5th 2011. In 4 months and 4 days these shoes have been destroyed. I have worn through the insole and partly through the rubber sole on both shoes. I have an excruciating blister on my right foot today and a growing build-up of hard skin on my left (I know you don’t want to hear these lovely fine details, I apologise if I put you off your dinner)

What I don’t understand is how I have managed to destroy your shoes in 4 months, when I’m walking less than I was this time 5-6 years ago. I’m also alternating my shoes more because of work/etc so if anything, they’ve had a fraction of the wear in 4 months than my old pairs will have had in the same span.

I’m losing faith. I don’t want to have to find another go-to brand. That would make me miserable, and waste valuable time that I could be spending doing other important things (like writing more nice reviews about your products on Amazon). Please, for my sake and yours, make sure this blip in build quality is a one-off.

Thank you,

Jem