Budgeting

In May 2012 I had my baby son and started maternity leave for the second time, knocking my family income down by over £800 per month. Surviving on Statutory Maternity Pay taught me to budget, and how to feed a family of four on only £20 a week. Nowadays I'm back to working, but still juggling the demands of two school-aged children against the reality of self-employed income.


Oh Bugger (Budgeting Fail)

I made a terrible, terrible mistake in June. I ignored my budget, forgot to check my online banking statements regularly, and made a big ‘luxury’ purchase (last minute half week “glamping” break) in the same month as a big necessary purchase (car tax). What with that, bills, childcare, mortgage, new shoes for Isabel etc my […]

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Project £20k: Holy F***!

I recently mentioned on twitter that I had successfully secured my domain with a .uk TLD, taking my total up to some 43 domains. Domains are cheap — little more than a bottle of wine — why worry about owning a healthy collection, right? Except that therein lies a problem that I’ve clearly been ignoring […]

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Starting Project £20k

After having a good moan about my financial / housing situation post-split from Karl, which ended on a jokey note about a project £15k, I thought well… actually, why don’t I start a new project? And why aim for £15,000 — that would mean I’d still need £5k from the bank — why not aim […]

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For Sale: One Kidney

My housing status is basically an unstable mess. I have no idea where I will be living in 6 months time, and part of that is because Karl and I own an equal share of this house and one of us will have to buy the other out at some point (or sell up and […]

New Job, New Budget

One of the first things I did this month after starting my new job was to set up a new bank account. It’s not that new work necessitates a change of banking details, I’m just slightly paranoid that my old details are splashed all over every invoice etc from self-employment. Plus, a better rate of […]

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Slow Cooker Pork & Meal Plans 11/08-17/08

As I mentioned a few weeks ago, I bought a bigger slow cooker to try and frugalise (is that a word?) some of the meals I’m used to making by reducing the fuel cost to cook them. Having made a few ‘easy’ meals with success I spotted some bargain pork this weekend in the Co-op […]

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Meal Plan 04/08-10/08

Bit uninspired this week :P Sun 4th: Roast chicken, mash, veg Mon 5th: Creamy salmon pasta inspired by Jack (adjusted to make it dairy free/suitable for my fusspots) Tue 6th: Chicken soup from carcass Wed 7th: Mince & tatties Thu 8th: Beany mince / salad filled pittas Fri 9th: Pizza night Sat 10th: Curry? probably […]

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Meal Plan 21/07 – 27/07

Bit more veg this week, except tonight’s “meal” (don’t ask) Sun 14th: Meatballs & mash Mon 15th: Spaghetti hoops on toast (‘oops’ disorganised night) Tue 16th: Slow ‘roast’ veg & crusty homemade bread Wed 17th: Macaroni Peas (adapted from River Cottage Veg Everyday) Thu 18th: Sausage & chips Fri 19th: Pizza night Sat 20th: Wrinkly […]

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Meal Plan 14/07 – 20/07

Making the most of leftovers and the freezer this week, with short-dated prawns and pork frozen from previous supermarket shops & Tuesday’s pie made from tonights pot roast. Sun 14th: BBQ leftovers & sandwiches/salad Mon 15th: Beef brisket pot roast Tue 16th: Beef & mushroom pie Wed 17th: Prawny pasta bake Thu 18th: Egg, chips […]

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Cat run & the all weather drying solution

Last year we built a cat run. The original plan was to have one built for us by a guy who specialises in bespoke wooden runs but after 2 visits he went quiet and despite numerous calls and emails we’ve never heard anything back. Anyway, we did some searching and found some metal run panels […]

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Meal Plan 30/06 – 06/07

I’ve been up and down with my meal plans lately, trying to find a system that works for me. The most productive way I have found seems to be to plan from Sunday through to the following Saturday. That allows me to buy a piece of meat / chicken / whatever for Sunday and incorporate […]

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The costs of budgeting

In my moan about selling on eBay I touched upon something important I’ve discovered about budgeting: the time spent planning and plotting a budget is not always outweighed by money saved. Things have been pretty hectic here lately. You know, the usual stuff: a 1 year old, 3 year old, household chores and trying to […]